Happy New Year! I love the new year. It’s like a clean slate. I have 12 whole new months to totally set new goals, and screw them up. But at least I’m setting them, right?!
Usually, I’ll set a million goals that are completely unattainable. This year, I decided to set a small handful, and then add in as the year progresses. I tried to think of 3 goals that would provide meaningful change to me and my family. These are my main 3 goals that I’ll focus on throughout the year.
My first goal is to have more meaningful scripture study. This year, our church is focusing on daily scripture study with our families at home, supported and enhanced by lessons at church. We are studying the New Testament this year. If you’d like to join us in our weekly study, you can see this week’s material here. The Come Follow Me program put out by the Church has really been a great program. We got together at the start of the year as a family and decided when we would study together. The kids decided that they would wake up at 6 AM every school day to study with us. So far (and we’re only in this thing 2 weeks) they have done it. Miss B wasn’t feeling well the other day, and they didn’t have school, but they still got up and sat down and we did a mini review for about 20 minutes. Some days we study for 15-20 minutes, and some days we can go for about an hour. It just depends on the day. But, we’re doing it! Of course, I have a little help from some amazing online resources. The Red-Headed Hostess has a subscription service where you get study kits to help you teach each week’s lesson (you can also just buy the kits you want/need on her site). She also has amazing workbooks, study guides, lesson journals, and other helps. You can find them on her site, or buy them with Prime shipping off Amazon!
My next goal this year to is to pay off most of our debt. I have a 5-year plan that includes building a house on our property. It’s been our 5-year plan for about 14 years now, but we’ll get there! Now that we’re actually living in the city we want to be in, in a house, we’re getting closer. Now we just need to be in our house. But, to do that we need to pay off our car and our cards. I’ve made a fairly aggressive budget to do this, and it’s been hard so far! We’re only 2 weeks into the year and I’m already struggling. I’m so used to being able to buy lunch whenever I felt like it at work. Now, I have to actually eat the food I brought from home. But, it will be so good to be out of debt!
We’re taking a modified approach of Dave Ramsey’s Total Money Makeover. If you haven’t read that book, you should. It’s a great read. He stresses the importance of building up a $1000 cash emergency fund first. We aren’t doing that. We’re going to work on eliminating our debt snowball first. Basically, you pay off the lowest balance cards first, and roll those payments into your other monthly payments for higher balance cards. While I am planning on applying some, if not all, of our tax refund to some cards, I fully expect to have the bulk of our lower balance debt paid off by July of this year! It’s going to be hard, and we’ll have to stick with it, but it will be so worth it when we’re done!
My last main goal for the year is to get everything unpacked and organized. I still have 16 boxes left from our move. Most of those are board games, card games, and files from my desk. I used to have this old secretary-style desk, but it just became a catch all for anything and everything that no one wanted to put away where it belonged. So, I’m donating the desk to the local thrift store (if it will fit in my car, but that’s a post for another day!). Eventually, we’ll buy some desk pieces from Ikea. We’re thinking of just buying some desk tops and legs, and making our own 2-computer desk for both of us to sit at. But, we’ll see when we get to that point.
In the meantime, I purchased a half file cabinet from the thrift store for $15, and I’m going to put all my files in there (that’s 1 box). Eventually, all the files will be scanned into the cloud and I’ll be able to shred the hard copies. With Mr M’s medical issues, I have literally kept 12 years of medical records in my file drawers. I’d love to be able to – someday – get those all scanned and uploaded into the cloud. And that goal falls into the “organized” part of this last main goal.
The kids’ rooms are also kind of a mess. They used to share a room, so we had 1 dresser, 1 toy organizer, 1 table and chair set. Now, we’ve had to split the furniture up between them. We bought my husband a new bedside table, so we took his old Sterlite drawer set and moved it into Mr M’s room to put toys in it. Has he? Nope. How long has he had it? About a week and a half. *sigh*
So organizing the house, unpacking everything, and putting the stuff that needs to go down into the cellar storage area away are all on my list. And of course, cleaning, because no matter how clean you think a place is when you look at it, once you move in you find that it just isn’t.
I have a few other goals that I’ve made that are less important, and I’ll touch on those in later posts. For now, thanks for reading! And comment with your goals below! What is important to you to achieve this year? If you made more than 3 goals, what are your top 3?